Liability Insurance Coverage
IT Consulting, System Integrators, Software Development
Fast quotes and niche insurance market access for technology focused businesses.
National Strength. Digital Agility. Specialized Insurance for IT Excellence.
Comprehensive Errors and Omissions (E&O) insurance tailored specifically for the unique risks of technology firms.
By 2026, data breach frequency has reached record highs, with over 75% of US organizations reporting at least one significant cyber incident in the past year alone. When these failures occur, the finger is inevitably pointed at the technology firms responsible for the infrastructure. Errors and omissions, along with the resulting liability, remain a critical risk for every business in the digital ecosystem. Through our partners, AMIS/Alliance Marketing & Insurance Services underwrites specialized E&O policies specifically for small to middle-market technology service providers. We design our programs to address the evolving exposures faced by AI integrators, software developers, website engineers, and emerging tech firms, offering both primary and excess coverage for more than 50 distinct classes of service.
As a boutique firm with national reach, we pride ourselves on being big enough to deliver elite market access while remaining small enough to know your name. In a 2026 market dominated by automated, impersonal platforms, we provide brokers and business owners with direct access to expert underwriters who understand the nuances of modern tech risks like algorithmic bias and cloud-service dependencies. Our mission is to secure your professional legacy through precision-crafted policies, ensuring that a single coding error or system outage doesn't derail your company's future.
Protecting Your Techonlogy Business
Our basic coverage and enhancements include:
- Unauthorized Access: Protects against an unauthorized person or entity gaining access to a computer system or network.
- Breach of Privacy: Protects against unauthorized disclosure or release of information stored or otherwise maintained on a computer system or network.
- Malicious Coding or Programming: Protects against transmission or dissemination of unauthorized, corrupted, or harmful software code or programs.
- Intellectual Property: Protects against allegations involving copyright, plagiarism, misappropriation or infringement of title, slogan, trademark, trade name, trade dress, service mark or service name.
- Personal Injury: Protects against allegations of libel, slander, and/or defamation arising out of internet/media content.
- Duty to Defend Contract: Offers the benefit of our carrier's litigation management expertise to eliminate the burden of managing the claim.
- Defense Coverage for Fraud Allegations: Provides coverage until final adjudication asserts a finding of fraud.
- Toll-Free Risk Management Hotline: Provides two free hours annually of risk management advice, including contract review, for your business.
- Automatic Coverage for Acquired Subsidiaries: Alleviates the administrative burden of having to submit small acquisitions for coverage approval.
- Automatic Sixty-Day Post Reporting Period: Allows adequate time to report events to the carrier.
- Multi-Year Extended Reporting Period Options: Offers reporting protection beyond the traditional 12 months.
- Minimum Deductible: $2,500 with no minimum premiums.
- Definition of Claim: Any written demand triggers coverage, putting counsel in place early in a dispute.
Your Strategic Partner for High-Stakes Technology and Errors & Omissions Insurance
We specialize in insurance coverage designed for:
- Computer services
- IT consulting
- Network infrastructure
- Software development
- Web design and development
As technology evolves and corporate responsibilities expand, businesses face increasingly sophisticated threats—from algorithmic errors to large-scale system dependencies. In an era where a single line of code can impact thousands of users, AMIS provides comprehensive insurance solutions designed to address these complex challenges. We bridge the gap between innovation and security, ensuring that your firm is protected against claims of professional negligence, software failure, and service interruptions.
Don't leave your company or your reputation vulnerable to these modern risks. Whether you are an AI developer, a systems integrator, or a cloud service provider, reach out to AMIS for expert guidance on Technology E&O and Cyber coverage that fits your specific business needs. We are big enough to provide elite market access, yet small enough to offer the dedicated, personal attention your business deserves.